Tips for Relocating to Oulu
Did you get a study place or a job in Oulu and are now planning to relocate here? It’s completely normal to have questions and feel a bit uncertain before moving to a new city. To make your transition easier, we at International House Oulu have prepared this article to help you settle in smoothly.
In this article, you will find:
- What to do after arriving in Oulu
- Getting a Finnish sim card & internet
- Public transport
- Official registration and documents
- Banking- depositing and withdrawing cash
- Kela — The Social Insurance Institution of Finland
- Public, private, and student health services
- Everyday life
- Family and childcare in Oulu
- Job search and career support
- Police
- Emergency
Before Arriving in Oulu
If you are moving to Oulu from another country, there might be a lot of things to be taken into consideration regarding legal requirements, residing, working and studying.
Depending on your personal circumstances, you might need to do some or all of the following before arriving in Oulu



Application Process
During the application process, you will need to interact with a few authorities and search for practical information in association with your relocation. These include:
- On the website of the Finnish Immigration Service (Maahanmuuttovirasto), check whether you need to apply for a visa, a residence permit, or EU registration, and confirm that you meet the requirements: Application finder | migri.fi
- According to the application finder, you need to fill in the appropriate application online at EnterFinland or follow the instructions provided by the Finnish mission.
- Find your nearest Finnish mission: The network of Finnish missions — Ministry for Foreign Affairs
Document Preparation
It is important to make sure the required documents are in order before arriving in Oulu, Finland, if coming from abroad. This will make it easier to take care of official matters. Thus, make sure you:
- Prepare the original documents, for example: birth certificate, marriage certificate, passport, ID card, driver’s license, education certificates, job- related documents (contracts, professional qualifications), and health-related documents.
- Check if some of them need to be translated and legalized: Instructions for legalization | Digital and population data services agency | dvv.
Accommodation and Cost of Living
Moving to a new city can be both exciting and challenging. It is important to start preparing well in advance to make your transition smoother and easier. Housing costs can vary depending on the neighborhood and type of accommodation. However, it is helpful to have an overall understanding of the cost of living in Oulu, as well as in Finland in general. You can learn more and prepare financially by visiting: Cost of living in Finland | infofinland.fi.
It is highly recommended to start searching for housing early, especially before the academic year begins. In Oulu, rental apartments are available through private landlords and housing companies.
In Finland, housing is generally unfurnished. However, most apartments include essential kitchen appliances (except for the dishwasher). Some apartments may also have a washing machine, while others provide access to a shared laundry room.
Therefore, you should be prepared to purchase your own furniture, such as a bed, sofa, desk, kitchen tools, and curtains. Most of the rental apartments in Finland allow pets, but some may have restrictions, so make sure to check this in advance. If you are moving to Finland with pets, personal belongings, or a car, you can find more information on how to bring them through Finnish Customs: Moving — Finnish Customs |
tulli.fi
Students can apply through student housing providers. Check rental contracts carefully in order to understand deposit rules (usually 1–2 months’ rent). It is common to pay the rent monthly via bank transfer.
- Housing in Oulu | Housing Guidance Service | City of Oulu
- Oulu municipal rental housing (Sivakka) | https://www.sivakka.fi
- Oulu region student housing provider (PSOAS) | Student housing in Oulu | PSOAS
- List of websites where rental apartments can be found: ouka.fi
In addition to this, most rental agreements require tenants to take out home insurance on their belongings. Therefore, you should contact a home insurance provider for more information. Home insurance is important because it covers your personal belongings in case of damage, theft, or unexpected accidents.
Owner-occupied housing (omistusasunto) is a popular housing in Finland. Unlike renting, monthly mortgage payments contribute to building your own equity, making homeownership a long-term investment that provides you a place to live in. However, purchasing a home typically requires taking out a mortgage and committing to significant financial responsibilities, therefore it is important to carefully evaluate your budget and long-term plans before buying.
Right-of-occupation housing (asumisoikeusasunto) offers a middle ground between renting and owning. Residents pay a one-time right-of-occupancy fee, usually around 10–15% of the home’s value, followed by a monthly occupancy charge. In return, they receive the right to live in the property indefinitely, as long as they meet the terms of the agreement.
Electricity Contract
In some apartments in Finland, electricity is not included in the rent. In these cases, you are expected to sign your own electricity contract with a provider soon after signing your lease. However, some apartments do include electricity, so make sure to check your rental agreement. Typically, the rent does include heating, but electricity for appliances and personal use is usually separate. If needed, you can compare electricity providers and prices online for example at Sähkönhinta.fi. The electricity transmission company is determined by your location. For example, in Oulu, this is typically handled by providers such as Oulun Energia or Oulun Seudun Sähkö. The transmission company is responsible for charging for the electricity transfer (network fee). Thus, you will receive two electricity bills: one from your local transmissions company, and one from the supplier company.
- Compare electricity companies | https://www.sahkonhinta.fi
- General guidance | https://www.infofinland.fi/en/housing/electricity
A helpful reminder: when moving out, remember to cancel your electricity contract by contacting your electricity provider. Contracts are not automatically terminated when you move, and providers are not notified unless you inform them yourself.
Health Check-up
Before relocating to Finland, it is advisable to complete general medical and dental check-ups in your home country. Healthcare services are of high quality in Finland but they can entail waiting times for non-urgent care. Make sure you bring copies of important medical records, prescriptions, vaccination history, and any ongoing treatment plans. If you use regular medication, check whether it is available in Finland and bring sufficient supply for the first months. Having proper documentation will make it easier to continue treatment after arrival.
Local Authorities
Before moving to Finland, contact the relevant authorities in your country of origin to check whether you need to officially declare your relocation. Some countries require deregistration from the population register, tax authority, or social security system. You may also need documents confirming your marital status, family relationships, or educational qualifications. Ensure that important documents are translated and legalized if required. Taking care of these formalities in advance can prevent legal or administrative complications later.
Finnish Language
Learning basic Finnish before arrival will make your transition smoother and help in daily life situations such as shopping, using public services, or socializing. Even though many people in Oulu speak English, Finnish language skills improve job opportunities and integration. You can explore online Finnish language courses before moving and continue with local courses after arrival. Language courses are available through universities, adult education centers, and integration programs. Starting early will boost your confidence and independence in Finland.
- Find Finnish language courses taught online and in Oulu through this website: Learn Finnish | City of Oulu
The multicultural centre Villa Victor offers Finnish language courses both in person and online. This means you can start learning Finnish even before arriving in Oulu by attending online classes. The courses are available year-round and at different proficiency levels, allowing you to join a course that suits your schedule and language skills.
- Learn more about Villa Victor’s Finnish language courses here: https://www.ouka.fi/en/villa-victor/finnish-language-teaching



More about Oulu and Finland
Before arriving, take time to learn about Finnish society, culture, climate, and everyday practices. Oulu is known for its strong technology sector, cycling culture, and safe living environment. Winters are long and cold, so understanding seasonal changes helps with preparation. Familiarizing yourself with local customs, public services, and lifestyle expectations will ease your adaptation. Reliable information is available through official government and city websites.
The “Welcome to Oulu” guide provides practical information for new residents, including registration steps, public services, housing, and employment. It is especially useful for international newcomers who are not familiar with Finnish systems. Reviewing this guide before and after arrival can help you understand what to expect and what actions are required. It also introduces support services available for international residents. Keeping this guide accessible during your first months in Oulu is highly recommended.
Official homepage for Oulu:
Connecting with Locals
Building a social network is important for integration and well-being. You can follow International House Oulu on social media to stay informed about events, workshops, and networking opportunities. Participating in local events helps you meet both Finns and other internationals. Community activities, volunteering, and hobby groups are excellent ways to connect with people.
Social integration supports both personal and professional development. International House Oulu: https://oulu.com/en/ihoulu
Connect with foreigners living in Oulu, for example, through these Facebook groups: Oulu International Parents, International Spouses in Oulu, International Friends in Oulu etc.



After Arriving in Oulu
There are also certain things you should take care of after arriving in Oulu. Some of these are legal requirements, while others will help you settle and integrate smoothly into society.
Getting a Finnish SIM Card & Internet
Mobile internet is widely used in Finland. You can purchase a prepaid SIM card from supermarkets or mobile shops without a Finnish ID. For long-term stay, it is cheaper to sign a monthly subscription contract. Major operators offer good coverage in Oulu.
If broadband and cable services are not included in your rent, you can choose from several internet and cable TV providers in Finland. It is recommended to ask your landlord or housing company (taloyhtiö) which internet connections are available in the building. In some cases, a specific provider or connection type may already be set up as the best or only option, so you may not need to contact multiple companies. A deposit may be required when setting up a new connection. Internet services can also be bundled with other services or purchased separately.
Streaming services may be available as part of service packages, or they can be purchased independently.
- Telia | https://www.telia.fi
- Elisa | https://www.elisa.fi
- DNA | https://www.dna.fi
Public Transport
Before arrival, it is helpful to learn about Oulu’s public transport system. Buses are the main public transportation in the city. You can purchase single tickets via a mobile app or buy a travel card for regular use. It is also possible to pay on the bus using cash or a bank card. Trains connect Oulu to Helsinki and other cities. Taxi services are available via apps or phone booking.



- Oulu public transport (OSL) | https://www.osl.fi/en
- Finnish Railways (VR) | https://www.vr.fi/en
Taxis are also widely available in Oulu, although they can be relatively expensive compared to public transportation. Taxi fares are not fixed and may vary between service providers, therefore it is a good idea to check the estimated price when booking.
Unlike in some countries, taxis are generally not hailed from the street in Finland. Instead, you can book a taxi by phone, through a mobile app, or from designated taxi stands located throughout the city.
Some local taxi providers include:
- Otaxi | otaxi.fi
- Meneva | meneva.fi
- 02 Taksi | 02taksi.fi
Ride-hailing services such as Uber and Bolt also operate in Oulu and can be convenient alternatives to traditional taxis. During the warm months, shared e‑scooters are a popular way to travel short distances around the city. App-based scooter rentals, particularly in the city centre and university areas, can be easily found during the summer time.
Official Registration and Documents
Depending on your situation, you may need to interact with the Finnish Immigration Service (Migri) and The Digital and Population Data Services Agency (DVV).
If you plan to stay in Finland for more than three months, visit DVV to register your temporary or permanent address in Finland. DVV can also issue a personal identity code (”henkilötunnus ” in Finnish) for you, if you haven’t received it earlier. This code is essential for everyday matters in Finland, such as opening a bank account, accessing healthcare services, and signing employment contracts.
Foreigner’s Identity Card
It certifies your identity when you use different services. The police can issue the card for foreign
citizens who reside in Finland permanently. Banks might also require it if you want to have access to full banking services.
Driving License
If you hold a driving license from an EU/EEA country, it is usually valid in Finland. Non-EU licenses may need to be exchanged within a specific period. You may need to take a driving test depending on your country of origin. If you move to Finland permanently, remember that exchanging your foreign driving license for a Finnish one may be subject to a two-year time limit.
- Driving license in Finland | Traficom – transport and communication services for you | Traficom
Taxes
If you stay in Finland for more than 6 months, you are generally considered a tax resident. This means you are usually required to pay tax in Finland on income earned both in Finland and abroad, subject to tax treaties between Finland and other countries.
To work in Finland, you will need a tax card (verokortti) from the Finnish Tax Administration (Vero). Your employer uses the tax card to withhold the correct amount of tax from your salary. You can request a tax card online, by phone, or at a tax office.
Finland has a progressive income tax system, meaning the tax rate increases as your income rises. In addition to state income tax, employees may also pay municipal tax, pension contributions, unemployment insurance contributions, and, depending on their affiliation, church tax.
If you work temporarily in Finland, different tax rules may apply. It is important to inform Vero when you arrive so that your taxation can be determined correctly from the start.
- Learn more: Taxes in Finland | vero.fi
Banking — Depositing & Withdrawing Cash
Finland is largely a cashless society, and most payments are made by card or mobile apps. However, cash can still be withdrawn from ATMs (pankkiautomaatti: Otto or Nosto), if needed. Depositing cash is possible at certain bank branches or designated deposit ATMs.
It is recommended to open a Finnish bank account after arrival to access salary payments and access online banking services. Many banks in Finland offer services in English. To open an account, you will usually need to book an in-person appointment with your chosen bank. Banks are typically open on Monday to Friday from 9.00 to 16.00 (9 a.m. to 4 p.m.), but most of the everyday banking is handled online or by phone.
- Check if you can use your bank card in Finland or need to take cash (Euro). Regulations for bringing cash: Cash — Finnish Customs | tulli.fi
- Otto ATMs | https://otto.fi/en/
Kela — The Social Insurance Institution of Finland
The Social Insurance Institution (Kela) administers social security benefits on a national level in Finland. If you are working in Finland or move to Finland on a permanent basis, you may be eligible for Kela benefits and receive a Kela card starting from the time of your move.
Depending on your situation, you may be entitled to social security coverage through KELA .The Kela card is used to access healthcare services and receive reimbursements for medical expenses and certain medications.
- Learn more: Quick guide when you move to Finland | kela.fi
Public, Private, and Student Health Services
Once registered and covered by KELA, you can use public health services through your local health center. Services include general practitioners, maternity clinics, and dental care. Appointments are usually booked by phone or online.
- Healthcare in Finland | https://www.infofinland.fi/en/health
- Wellbeing services in Oulu region | Front page — Pohde
University students are entitled to services from the Finnish Student Health Service (FSHS / YTHS). Services include general healthcare, dental care, and mental health support.
- FSHS | https://www.yths.fi/en/
These centres provide basic healthcare services, including appointments with doctors and nurses, vaccinations, maternity care, and referrals to specialists when needed. Your assigned centre depends on where you live.
If you become ill or need medical advice outside regular office hours, call the Medical Helpline at 116 117. The service can assess your situation and advise whether you should seek urgent treatment. Calling before visiting an emergency clinic is recommended.
In an emergency where life, health, or safety is at immediate risk, call 112. Ambulance services operate around the clock, and any fees related to ambulance transport are billed afterwards according to current healthcare regulations. Compared to countries where emergency medical transport can be extremely expensive, ambulance fees in Finland are generally modest and heavily subsidized through the public healthcare system.
In addition to healthcare services, Oulu also offers support for people facing unexpected crises or traumatic situations. The Social Emergency and Crisis Service is available 24/7 and can be reached at +358 44 703 6235.
Private Healthcare
In addition to public healthcare services, Finland has a well-developed private healthcare sector. Private clinics often offer quick, easy, and open access services, making them a popular option for non-urgent medical care. However, it is important to note that treatment costs are typically higher than in the public healthcare system.
If you are covered by Finnish national health insurance (Kela), you may be eligible for partial reimbursement for some private healthcare services. Reimbursement rules vary depending on the service, therefore it is advisable to check the latest information with Kela.
Some of Finland’s largest private healthcare providers include Mehiläinen, Pihlajalinna, and Terveystalo. Many employers also provide occupational healthcare (työterveyshuolto) for their employees, which may cover services ranging from basic healthcare to specialist consultations, depending on the employer’s agreement with the provider.
Pharmacies and Medicines
Medicines in Finland are sold through pharmacies (apteekki). While many common medicines can be purchased without a prescription, certain medications require a doctor’s prescription. In some cases, prescriptions can be issued remotely after a consultation with a healthcare provider, and you will receive a text message once the prescription is available electronically.
Pharmacies can also advise you on lower-cost generic alternatives that contain the same active ingredients as the prescribed medicine.
If you regularly use prescription medication, it is advisable to check before moving to Finland whether your medicine is available locally and whether any documentation is required for continuing treatment.
Bringing or ordering medicines from abroad is subject to regulations. Medicines cannot generally be received by post from countries outside the European Economic Area (EEA). Although medicines may be sent from EEA countries, restrictions apply regarding quantities and national regulations. Before arranging for medicines to be sent from abroad, it is recommended to consult the Finnish Customs authority (Tulli).



Everyday Life
Everyday life in Finland is well-organized and easy to adapt to. Below you will find practical information about daily habits, services, and activities that will help you settle in. These tips will make it easier for you to navigate daily life in Oulu and in Finland.
Traffic Rules
Oulu is one of the best cycling cities in Finland. You should always follow the traffic rules. Pedestrians use footpaths (sidewalks), cyclists use cycle paths. Some areas have shared paths for both pedestrians and cyclists. There are strict parking rules: always check parking signs to avoid fines.
- Finnish Transport and Communications Agency:
https://www.traficom.fi/en
Groceries & Shopping Guide
Large supermarkets such as Prisma, K‑Citymarket, and Lidl operate in Oulu. Grocery stores are usually open until late evening.



- General grocery shopping tips for Finland | https://ohjekeskus.fi/finland-grocery-shopping-guide-prices-stores-tips-for-new-arrivals/
Recycling & Trash Sorting
Finland has a strict waste sorting system. Separate paper, cardboard, bio-waste, plastic, glass, and metal according to specific guidelines. Incorrect sorting may lead to penalties or additional charges.



- Waste management in Oulu (Kiertokaari) | https://kiertokaari.fi
Secondhand Items & Furniture
You can buy affordable furniture and household goods from secondhand shops and online marketplaces. Recycling centers and Facebook Marketplace are also popular among newcomers.
- Recycling Centre Likke (second-hand and donation shop) | https://kiertokaari.fi/recycling-centre-likke/
- Tori marketplace | https://www.tori.fi
- SPR Kontti – Finnish Red Cross second-hand department store (furniture, home items, more)
Entertainment & Activities
Oulu was selected as the European Capital of Culture for 2026. The city offers a wide range of entertainment and leisure activities, including cinemas, theatres, museums, exhibitions, swimming halls, gyms, sports facilities, cultural events, and outdoor activities throughout the year.
Whether you are a classical music enthusiast, a rock music fan, or simply enjoy easy-listening music, you will find plenty of opportunities to enjoy live performances and cultural experiences in Oulu. During the summer, especially, the city comes alive with numerous music festivals, small gigs, and performing arts events.



Useful links:
- Events from local associations and private organizers | tapahtumat.munoulu.fi
- Entertainment | InfoFinland — Leisure
- City events | https://www.ouka.fi/tapahtumat
The Multicultural Centre Villa Victor also organizes a variety of events and clubs for residents, including the annual trip to Pilpasuo, the Coffee Club, Knitting Club, and Football Club. For more information, visit: Villa Victor- Events and Clubs
Libraries
In every city and municipality in Finland, you can find a public library. City libraries offer many free services, such as borrowing books, using computers, studying, and participating in different events and activities.
Many libraries also organize activities for children, including play areas, story hours, and other family-friendly events and activities.
To borrow books and other materials, you will need a library card. Library cards are free of charge. You can get one by visiting the library service desk with a valid photo ID. You don’t need to be a Finnish citizen to receive a library card.



- More information about libraries in Finland is available at: InfoFinland – Libraries
Family and Childcare in Oulu
If you are moving to Oulu with children, you can apply for municipal early childhood education (daycare) through the City of Oulu. It is recommended to apply early, as places can be limited. Fees are based on family income.
School-aged children attend local schools, and education in Finland is generally of high quality and free of charge.
- City of Oulu daycare services | https://www.ouka.fi/oulu/english/early-childhood-education
- Childcare in Finland | https://www.infofinland.fi/en/family/children
- For more information about the preschool education in different languages and multilingual pupils in basic education in Oulu: Immigrants & Foreign-language Speakers | City of Oulu
Job Search and Career Support
Oulu offers a range of services and networking opportunities to support job seekers, entrepreneurs, and international professionals. Recruitment events such as MegaMatchmaking and Pestipäivät provide opportunities to connect directly with local employers and learn about career opportunities in the region. Online job portals and professional networking platforms such as LinkedIn are also widely used when searching for jobs in Finland.
You can also receive career guidance from the Employment Services Finland or university career centers. These services may include CV workshops, interview preparation, and job search advice.
Useful sources:
- BusinessOulu events | https://www.businessoulu.com
- TE Services job portal | https://tyomarkkinatori.fi
- Employment services | https://tyomarkkinatori.fi
- International House Oulu | https://www.ihoulu.fi
- Bystörm Ohjaamo guidance centre | ouka.fi
- Startup Refugees | startuprefugees.com
BusinessAsema Employment Services
BusinessAsema is Oulu’s central hub for employment, entrepreneurship, and business services. Its guidance services help residents find the right support for employment, career development, and starting a business.
As a job seeker, you can receive advice on job searching, career planning, and training opportunities. and employment-related services. Entrepreneurs and those considering starting a business can access support from the Enterprise Agency of Oulu and Startup Station. International professionals and employers recruiting international talent can also receive assistance through International House Oulu.
Many of BusinessAsema’s services are available without an appointment. In addition to employment and entrepreneurship support, visitors can access housing advice and financial counselling services.
More information: businessasema.com
Police
The police provide a range of public services, including issuing identity documents and various permits. Many services require an appointment, which can be booked online. However, if you are only collecting completed documents, such as passport or ID card, you can usually visit the service point without an appointment and take a queue number.
The police handle matters such as:
- Passports and identity cards
- Licenses (e.g. driving, firearms)
- Event permits
- Traffic-related matters
- Criminal reports and investigations
Police customer service in Oulu:
Adress: : Kirkkokatu 13, Oulu
Phone: +358 (0) 295 419 800 (weekdays 8:00–16:15)
Online services: asiointi.poliisi.fi
Police of Finland: poliisi.fi
Emergency: 112
In case of emergency (police, fire, ambulance), call 112. The number works nationwide and is free of charge.
- Emergency number 112 | https://112.fi
112 Suomi Mobile Application
In addition to knowing the emergency number 112, it is highly recommended to download the 112 Suomi mobile application. The app is provided by Finland’s Emergency Response Centre Agency and it helps users access emergency services quickly.
If you call 112 through the app, your location is automatically transmitted to emergency services, making it easier for the help to reach you. The app also provides important public safety alerts, official warnings, and notifications based on your location. In addition, users can find useful emergency instructions, non-urgent helplines, and the location of nearby defibrillators.
The 112 Suomi app is available free of charge for both Android and iOS devices.
Download the app:
More information: https://112.fi/en/112-suomi-application
Tip: Download the 112 Suomi app as one of your first apps after arriving in Finland. It can help you receive important safety notifications and contact emergency services more effectively.



AT YOUR SERVICE

Feel free to contact International House Oulu before or after your arrival in Oulu! We will be glad to help!
Follow us on Instagram, Facebook, and LinkedIn to stay informed on upcoming events, info sessions, and fun activities for the international community!
If you have any suggestion about/for these tips, please do not hesitate to tell us via email.
ihoulu@ouka.fi
www.ihoulu.fi
